Better Business Results

Through Strategic and Innovative Insurance
and Risk Management Solutions

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Agriculture

Our roots as an insurance agency in the Central Valley go back to the late 1800’s where most of our time was spent protecting and insuring family farms and agribusiness. As a founder of Giddings, Corby, Hynes and Lyng; Richard Lyng was a champion for the farming industry. Our years of service to the farmers and ranchers we insured were well aligned with his passion for agriculture – and a great way to serve our rural community. Later Richard was appointed Director of the California State of Agriculture; and then became the 22nd Secretary of Agriculture for the U.S.

Commercial

At Capax, we know that helping business owners reduce their risk goes beyond providing adequate insurance protection. We have a thorough understanding of the businesses we insure and offer advice and solutions that lower costs for our customers and improve their bottom line.
Our team of innovative professionals is known as a leader in our industry and our community and remain committed to exceeding our customers’ expectations when it comes to quality service and good advice.
With access to over 100 insurance carriers and a dedicated team of professionals at your side, you can be confident that Capax will provide the broadest, most comprehensive insurance protection available.

Benefits

Developing an employee benefits package is a demanding, time intensive task that can sometimes seem overwhelming, and your employees and their families depend on you to provide this essential benefit.
So doesn’t it make sense to partner with an expert? At Capax, our goal is to make your job easier. We work closely with you and your Human Resources staff to keep you up to date on the ever changing laws to keep you in compliance with the Affordable Care Act while providing innovative employee benefit solutions for you and your employees.
We offer an employee portal website which allows employers to manage their HR functions and benefits, improve employee communication, as well as provide access to Human Resource Professionals. That is just one example of the resources that you’ll have available to you as our client.

Home & Auto

At Capax, we pride ourselves in our ability to provide thoughtful and comprehensive insurance solutions to individuals and families. We are uniquely positioned in the marketplace to deliver exceptional choice, excellent coverages, and expert advice; making CAPAX companies the top choice for customers who want the best insurance value available. We’ve achieved this position by partnering with the premier regional and national insurance carriers, strategically seeking out unique and exclusive programs and products, and committing as a company to market knowledge and continuing education. Talk to one of our agents today to find out how you can take your insurance protection to the next level.

Alternative Markets

The trend to reject the traditional insurance transfer of risk is growing, with now over 50% of commercial premiums converting to a non-traditiona l insurance method, specifically: Captives, Risk Retention Groups and Self-Funding.
The benefits that most alternative markets seek to provide is to share in the profits that normally go to the insurance company when a business has lower than expected claim levels.

Marine Providers

Marine Providers was formed in 2005 to create a separate marine specialty unit within the Capax Group of Companies. Lead by Barbara Galgiani, Marine Providers has developed a phenomenal reputation for solving problems for their customers and developing alternatives to complex exposures.

Marine Providers works with marina operators, boatyards, marine construction, charter operations, and manufacturers to protect them while helping to improve the bottom line of the company. Our clients are primarily located within California. We work with clients on their insurance placements and have resources to help with ongoing employee matters and business operation issues.

Frame-It

Professionals in the Art & Framing Industry have designed the “Frame It” business insurance program with your special needs in mind. Business owners nationwide appreciate what the “Frame It” program has to offer.

With over 100 years in business and over 3,000 members, “Frame It” has the experience and resources to serve your business with adequate coverage and provide you with a strategy to control costs.

Marry Me

As a business owner in the Wedding Retail & Formal Wear Industry, you know that good planning is everything.

The Marry Me insurance program is designed specifically for your business needs. Marry Me can protect you against business risk you face everyday… many of which are not covered by most standard insurance policies.